Motor finance made clear for you
Make the right decision, and understand all your options, with specialist support from ALPHERA.
We’re at your service
Whether you’re new to our products and services, or you’d like to get more from your existing agreement with ALPHERA, we’re here to help.
Financing your next vehicle
Whatever your preferred vehicle, choose specialist solutions brought to you by the finance division of the BMW Group.
ALPHERA Insurance Solutions
Protect yourself against the financial implications of those unexpected motoring moments.
MyALPHERA Finance
Register in minutes for instant, anytime access to your finance agreement through our MyALPHERA Finance self-service portal.
Existing customers
Got any questions about your existing finance arrangement? Want to know how we can help you further? Find all the answers here.
End-of-contract options
Explore the options available to you, and make plans for enjoying your next vehicle quickly and easily.
Choose the right finance with confidence
When you’re choosing your next vehicle, you don’t want to be worrying whether you’ve made the right financial decision. At ALPHERA, we make things clear and straightforward for you. So we’ll give you all the information you need to make the most informed choice possible. And as part of the BMW Group, we’re uncompromising in the quality of products we offer you – without restricting you to any particular car manufacturer.
Highlights of our product range
ALPHERA Select (PCP)
Enjoy more car for your money with our most popular finance product. Thanks to its key feature – a Guaranteed Future Value – your monthly payments could be less than you think.
ALPHERA Hire Purchase
Enjoy more car for your money with our most popular finance product. Thanks to its key feature – a Guaranteed Future Value – your monthly payments could be less than you think.
ALPHERA Shortfall Insurance
Insurance that protects you from losing out financially if your vehicle is written off or stolen.
MyALPHERA Finance
The easiest way to manage your motor finance
With the MyALPHERA Finance portal, you’ll find all the help you need to manage your finance agreement, whenever you need it. It's free and simple to register – ready to get started?
Register now
- View and manage multiple finance agreements
- Request a settlement figure and make an online payment*
- Edit your personal details
- Manage your documents
- Request partial early repayment*
- Update your bank details and amend your payment date
- Manage your options at the end of your agreement**
- View your payment summary
- Manage your marketing preferences
- Mileage calculator available***
*Excludes Personal Contract Hire Customers.
**Applies to Select and Hire Purchase customers only.
***Available for Select and Personal Contract Hire customers only.
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Stay in touch with all the latest news and updates from ALPHERA and the motor finance industry, delivered direct to you.
Consumer Duty+: ALPHERA’s Code of Excellence sets a new benchmark for dealer and broker Partners
