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Welcome to ALPHERA Financial Services

Award-winning finance as unique as you are

We provide tailored and flexible motor finance (both wholesale and retail), lease and insurance products. For all makes of vehicles. New and used.

These are delivered through a nationwide network of over 1,500 official partners (who range from franchised dealers and groups to brokers and independent used-car retailers.)

What we offer

Motor finance

Insurance solutions

Commercial funding/mortages

Compliance support

Regional support

A consultative approach


We've mastered motor finance

Why us? Because we’re different. As part of the BMW Group, we’re a motor company, not a bank. And in a market awash with average solutions provided by generic banks and finance houses, it’s important to have the experts on your side.

Over 10 years of motor finance expertise

Products in over 25 countries

Award-winning motor finance supplier

What does this mean for you?

Performance. Uncompromised.

What has allowed us to create such resounding success for our dealers and partners for over a decade? It’s our relentless pursuit of quality, and developing genuine, trusted, long-term relationships.

In addition, because we’re part of the BMW Group, your customers will benefit from dedicated resources and a comprehensive product offering that’s truly flexible. So, they can buy the car or motorcycle they want, when they want, how they want.

Become an ALPHERA Partner

Discover why thousands of businesses trust in us

It's simple really. We make motor finance easy, so you can get on with what you do best — selling more vehicles and creating more happy customers.