Car finance built on quality, clarity and choice
If you need finance for a new or used car, motorbike, electric vehicle or plug-in hybrid, our commitment to these three principles helps you move forward with confidence, every time.
Specialist focus. Shared knowledge.
A motor finance specialist, not just another bank – ALPHERA Financial Services offers PCP and Hire Purchase for new and used vehicles through an approved dealer network.
Backed by the automotive expertise of the BMW Group, we help drivers and dealers navigate vehicle finance with confidence. Our products and services are developed specifically for vehicles, drivers and the motor trade, and because we’re not restricted to any single vehicle manufacturer, you can choose finance that fits the vehicle, the journey and the decision ahead.
Choose your adventure
For ALPHERA Finance customers
More information, more choice
The right motor finance starts with understanding your options. From PCP to Hire Purchase, ALPHERA makes the process transparent and straightforward, giving you the information you need to make confident, informed decisions, manage your agreement, and get all the support you need along the way.
For business Partners
Higher standards, greater value
ALPHERA provides a higher level of consultancy and support than any other vehicle finance provider for you, our business partners. Setting the highest quality standards in the motor finance sector, and providing rewards for your efforts, we go further to help you reach your business goals and deliver great service to your customers.
Become a Partner
Join over 1,200 businesses who already work with ALPHERA to provide premium customer service and share success together.
MyALPHERA Finance
Register in minutes for instant, anytime access to your finance agreement through our MyALPHERA self-service portal.
Learning and Development
Develop the finance and insurance expertise in your business, and gain greater customer confidence with industry-approved accreditation, designed just for you and delivered on your premises.
Our finance products
ALPHERA Select (PCP)
Enjoy more car for your money with our most popular finance product. Thanks to its key feature – a Guaranteed Future Value – your monthly payments could be less than you think, or you could upgrade to a higher specification model within your budget.
ALPHERA Hire Purchase (HP)
If you’d like to own your car at the end of your agreement, with fixed monthly payments and no mileage restrictions, ALPHERA Hire Purchase could be exactly what you need.
MyALPHERAFinance
Register in minutes for instant, anytime access to your finance agreement. Easily make changes by signing in to our self-service customer portal.
MyALPHERA Finance
The easiest way to manage your motor finance
With the MyALPHERA Finance portal, you’ll find all the help you need to manage your finance agreement, whenever you need it. Register today for self-service access to a wide range of functionalities.
- Amend your details
- Select a different payment date
- Make partial early repayments
- Request a settlement figure
- Find out what happens at the end of your contract
Never miss a thing
Stay in touch with all the latest news and updates from ALPHERA and the motor finance industry, delivered direct to you.
