And with a range of options available, you can adapt your protection to customers’ individual needs.
It all begins with ALPHERA Protect
ALPHERA Protect provides consumers with protection from financial loss should the unexpected happen.
Products available within this comprehensive suite include ALPHERA Shortfall Insurance, ALPHERA Contract Hire Shortfall Insurance, Alphera Tyre Damage Insurance and ALPHERA Cosmetic Repair and Alloy Wheel Repair insurance.
ALPHERA Shortfall Insurance.
This product (commonly known as GAP insurance) will protect your customers from losing out financially if their vehicle is written off or stolen.
With traditional offerings, insurers will generally pay the market value of a vehicle at the time of the accident.
But ours is a little different. With ALPHERA Shortfall Insurance your customers are covered for the gap between the motor insurance settlement of the vehicle at time of loss and either the original invoice price or the outstanding balance of the finance agreement, whichever is the higher claim amount.
ALPHERA Contract Hire Shortfall Insurance.
This product will protect your customers from losing out financially if their vehicle is written off or stolen and they have a Contract Hire agreement.
ALPHERA Tyre Damage Insurance.
Our Tyre Damage Insurance helps contribute to the unexpected costs of repairing or replacing tyres should puncture or damage occur – whether accidentally or via a malicious act.
ALPHERA Cosmetic Repair and Alloy Wheel Repair Insurance.
ALPHERA Cosmetic Repair and Alloy Wheel Repair Insurance can cover the cost of cosmetic repair in the event your customer’s vehicle suffers minor cosmetic damage such as chips, scratches, dents and scuffs.
Discover why thousands of businesses trust in us
ALPHERA Shortfall Insurance, ALPHERA Contract Hire Shortfall Insurance, ALPHERA Cosmetic Repair and Alloy Wheel Insurance and ALPHERA Tyre Damage Insurance are administered by GardX Assure Limited who are registered in England under company Registration Number 9339557 and is authorised and regulated by the Financial Conduct Authority, Registration Number 711212. Their registered office is at Unit 7, Clovelly Business Park, Clovelly Road, Southbourne, Emsworth, United Kingdom, PO10 8PE.
This insurance is underwritten by Helvetia Swiss Insurance Company in Liechtenstein Ltd. Helvetia Swiss Insurance Company in Liechtenstein Ltd., whose registered office is at Aeulestrasse 60, FL-9490 Vaduz, Liechtenstein, is authorised and regulated by the Financial Market Authority of the Principality of Liechtenstein (FMA), and subject to limited regulation by the Financial Conduct Authority for the conduct of UK business. You can check this on the FCA website at https://register.fca.org.uk.