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Insurance solutions

An innovative approach to motor finance risk

As with our finance offerings, Alphera Insurance is designed specifically for the motor industry.

And with a range of options available, you can adapt your protection to customers’ individual needs.

It all begins with Alphera Protect

Alphera Protect provides consumers with protection from financial loss should the unexpected happen.

Products available within this solution include Alphera Shortfall, Alphera Tyre and Alphera Excess Protection insurance.

Alphera Shortfall Insurance

This product (commonly known as GAP insurance) will protect your customers from losing out financially if their vehicle is written off or stolen.

With traditional offerings, insurers will generally pay the market value of a vehicle at the time of the accident.

But ours is a little different.

With Alphera Shortfall Insurance your customers are covered for the original invoice price of the vehicle, including any depreciation.

Alphera Tyre Insurance

Our Tyre Insurance helps contribute to the unexpected costs of repairing or replacing tyres should puncture or damage occur – whether accidentally or via a malicious act. 

Alphera Excess Protection Insurance

Designed to help protect your customers against costly excesses when making a claim on their motor, home (buildings and contents) and travel (annual multi-trip) policies.

Should their car, home or travel claim be accepted and paid by their main insurer, Alphera Excess Protection Insurance will compensate them for the cost of the excess they will have paid.


Discover why thousands of businesses trust in us

Alphera Shortfall, Tyre and Excess Protection Insurance is administered by AWP Assistance UK Ltd. Registered in England, No 1710361. Registered Office PO Box 74005, 60 Gracechurch Street, London, EC3P 3DS and is underwritten by AWP P&C SA. AWP Assistance UK Ltd is authorised and regulated by the Financial Conduct Authority No 311909.

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