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Insurance solutions

An innovative approach to motor finance risk

As with our finance offerings, ALPHERA Insurance is designed specifically for the motor industry.

And with a range of options available, you can adapt your protection to customers’ individual needs.

It all begins with ALPHERA Protect

ALPHERA Protect provides consumers with protection from financial loss should the unexpected happen.

Products available within this comprehensive suite include ALPHERA Shortfall, ALPHERA Tyre and ALPHERA Cosmetic Repair and Alloy Wheel Repair insurance.

ALPHERA Shortfall Insurance.

This product (commonly known as GAP insurance) will protect your customers from losing out financially if their vehicle is written off or stolen.

With traditional offerings, insurers will generally pay the market value of a vehicle at the time of the accident.

But ours is a little different. With ALPHERA Shortfall Insurance your customers are covered for the gap between the motor insurance settlement of the vehicle at time of loss and either the original invoice price or the outstanding balance of the finance agreement, whichever is the higher claim amount. 

ALPHERA Tyre Insurance.

Our Tyre Insurance helps contribute to the unexpected costs of repairing or replacing tyres should puncture or damage occur – whether accidentally or via a malicious act. 

ALPHERA Cosmetic Repair and Alloy Wheel Repair Insurance.

ALPHERA Cosmetic Repair Insurance can cover the cost of cosmetic repair in the event your customer’s vehicle suffers minor cosmetic damage such as chips, scratches, dents and scuffs.


Discover why thousands of businesses trust in us

ALPHERA Shortfall Insurance, Tyre Insurance and Cosmetic Repair and Alloy Wheel Repair Insurance are administered by Abraxas Insurance Administration Services Limited, registered in England and Wales with company number 02928787 and its registered office is at One Victoria Street, Bristol Bridge, Bristol, BS1 6AA. Abraxas Insurance Administration Services Limited is authorised and regulated by the Financial Conduct Authority. The Insurance is underwritten by MAPFRE Asistencia Compania Internacional de Seguros y Reaseguros S.A. Dixon House, 72-75 Fenchurch Street, London, EC3M 4BR. Company Number: FC021974. Branch Number BR008042. MAPFRE Asistencia Compañía Internacional de Seguros y Reaseguros S.A. is authorised by Direccion General de Seguros y Fondos De Pensiones and is subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Details about the extent of regulation by the Financial Conduct Authority and the Prudential Regulation Authority are available on request.

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