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About ALPHERA Financial Services

Who we are and what we do

Launched in 2006 as a subsidiary of the BMW Group, ALPHERA is an award-winning, world-leading company that provides flexible finance, lease and insurance products. Whatever the make of your vehicle – new or used – whatever the unique requirements of your customers, ALPHERA is the obvious choice. 
Our offerings are delivered through our nationwide network of official ALPHERA Partners – ranging from franchised dealers and groups to brokers and independent used-car retailers. 

Over 1,500 nationwide official ALPHERA dealers and partners

Motor finance. Insurance solutions. Commercial funding.

Flexible. Personalised. Comprehensive. Award-winning. World-leading.

Our services and products


Because we're a little different

Specialist expertise

We'll work with you to grow your business

At the heart of what we do is an unrivalled understanding of the motor industry.

In a market filled with offerings from common banks and finance houses, our specialist knowledge of vehicles and motor finance allows us to give you a competitive advantage.

Our dedicated and highly-skilled team will collaborate with you on an individual basis to create a long-term sustainable plan to grow your business in a compliant and profitable manner.

The combination of this industry experience and our BMW Group resources means that we can provide dedicated financial products that are truly flexible, to give your customers the freedom to buy the car or motorcycle they want, when they want it.

Over 10 years of motor finance expertise

Dedicated and highly-skilled team of business consultants

First-class service

This time, it's personal

In addition, we work closely with our partners to build long-term relationships that will add value to your business and ultimately help you sell more vehicles.

Our ethos always has, and always will be, centred on trust, availability, and a tailored approach.

We’re as passionate about your customers, your business and your unique needs as you are.

Why we're different, in a nutshell

Our values

They're a little different too

Behind our extensive market knowledge and industry-leading products is a culture built on values that ensure we deliver only the best results for our partners and their customers.


We know cars and finance. Every member of the ALPHERA team is chosen because of their motor industry insight and knowledge.


We listen and respond, reacting quickly to your needs to create innovative and flexible solutions to help you sell more cars.


We like new ideas and are creative in what we do, constantly challenging and evolving to keep you one step ahead of your competition.


We work with you to grow your business through an integrated approach built on relationships and understanding.


We play fair and do what we promise. Honesty in all of our dealings is fundamental and we are advocates of responsible lending.


As part of a global brand, we are in it for the long-term. We maximise our international pedigree and heritage to support ALPHERA Partners in achieving their business goals.


We will make it happen; our enthusiasm, energy and spirit help set us apart from the competition.

Discover why thousands of businesses trust in us

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