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A strong believer in the power of people, Spencer Halil has been part of the BMW Group Financial Services family for over a decade and has driven forward significant change management projects in both the UK and Australia. A committed relationship manager and strategic thinker, Halil now heads up ALPHERA Financial Services in the UK and was at the forefront of the brand’s recent ‘Financing the Car of the Future’ thought leadership project which brought together influential voices from across the motor industry, wider retail and academia. Previously, he played a significant role in implementing a transformational new business model for financial services across the BMW Group, as well as setting up partnerships for Alphera with Aston Martin and Rolls Royce Motor Cars. A passionate devotee of the transformational growth philosophy, Halil believes in creating an environment in which everyone can learn from one another and flourish.