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Alphera Hire Purchase.

If you’re interested in owning a new or used vehicle at the end of your finance agreement and making fixed regular payments with no mileage restrictions, Alphera Hire Purchase could be the finance solution for you.

How it works

We can tailor a personal plan to suit you based on your available deposit, how much you would like to pay monthly and how long you would like the agreement to last (typically between 24 and 60 months). The purchase price of your car, less the deposit you wish to put in, becomes the balance on your agreement. Any interest and fees are then added and the total is repaid monthly over the term you choose. Once all payments have been made at the end of the agreement, you own your vehicle.*

Terms and Conditions
* Provided you have made all of the necessary payments due under your agreement, including an option to purchase fee at the end. Please note, we remain the owner of the vehicle during the agreement and we may become entitled to recover the vehicle if you do not keep up your repayments.